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Paying The Rent


At the time I thought it was disastrous, and I couldn’t believe
this was happening to us. Now I look back and think that it
turned out to be a once in a lifetime experience that opened
me up to a whole new sexuality.
My name is Danielle. I’m a 25-year-old, white female, 5’6”,
120 lbs with nice bouncy tits (34D) and a shapely butt. I’m
married to a 33 yr old, handsome, hard working husband who
spends way too much time at work. We were married for a little
over 2 yrs and everything was going great. We had a great
apartment with plenty of closet space, good neighbors,
a pool, a little weight room, and a Jacuzzi.
Dave (my hubby) was doing well in his job and looking forward
to moving up in the company. We had not started a savings
account, but although we weren’t rich, and we had many bills
money wasn’t a problem.
Although I wouldn’t have minded working, Dave said he could
take care of everything and I should just worry about keeping
my sexy body fit and tanned. So, being the diligent wife
I shopped a bit, paid the bills, laid out a lot and worked
out 3 times a week. Life was good. I lay out by the pool quite
a bit, but since most people worked during the week I usually
had to do it alone. The only person who visited regularly
was Derrick, the owner’s 20 year old son.
His parents went on vacation in the summer and gave their
college, business major son the responsibility of running
the apartments. . He would usually find some lame reason
to come over and watch me tan, but I didn’t really mind. Derrick
was quiet and stared too much at my tits, but I was always
polite and made pleasant conversation, cause it never
hurts to be nice to the landlord.
Then my world turned upside down. Dave was laid off when
his company started downsizing and decided that he was
being paid too much. Dave was in shock as was I, but he confidently
stated that he would find another job…..but things didn’t
turn out like he planned and although he didn’t realize
it, and I didn’t tell him, we were unable to pay all the bills.
Dave figured that he would get picked up by another company
soon, but in the meanwhile we would just have to be thrifty.
I smiled and agreed with him, but the reality was that we
could pay everything but the rent on our lovely apartment.
I went to Derrick the next day to see what we could work out.
We had been there since we got married and had always been
early on our payments. Perhaps he could let us skip one payment
due to the unusual circumstances, and we could make it up
Dave was out looking for a job and I figured I would go talk
to Derrick. Figuring I might need to turn on the charm I wore
my smaller bikini and a beach robe, and I went up to talk to
Derrick. Derrick looked totally shocked to see me, but
soon found his voice and invited me in. His apartment was
decorated in the usual “poor college boy” fashion, but
I complemented him on it anyway. He did have a lovely full
length mirror in his living area, which really made the
room look bigger than it was.
Once inside I could see him sneaking peeks at my tits every
few seconds. I looked around at the room to give him a good
chance to look. Finally I broke the ice, “well Derrick what
I came to see you about is our rent”. “We have been tenants
here for the past 2 years and have never missed a payment,
but Dave just got laid off, and is currently looking for
a job. We’ve paid all our bills for this month, but we don’t
have enough to pay the rent and eat. Do you think we could
skip this months payment and pay it back later?” Derrick
frowned a bit, “You know I’d like to, but I have my rules.

I can’t do that for everyone, so I can’t do it for you. You’re
just going to have to be late and get the standard notice.
I’m sorry really, but I would get in a crap load of trouble
and lose the opportunity to run this complex next summer,
and I need the money”. I smiled “Well you wouldn’t get in
trouble if no one knew, and we are good tenants.” I could
see my husband having an ulcer if he knew we couldn’t pay
our rent, and he was under too much stress already. Derrick
stammered. “I’m sorry Danielle but I can’t”. I pouted up.
“Please Derrick, no one will know. What if I make a better
deal for you?” He looked up. “I see you looking at me all the
” I took a deep breath and looked around nervously, summoning
up my courage. “Look, this means a lot to me Derrick. I wouldn’t
ask or offer this lightly, but what if I take off my top for
you?” I motion to my bikini top. “Then we would skip one payment,
which we would still pay later when we’re able, and you could
see my tits?” Derrick smiled getting the idea, and maybe
thinking up a few of his own. “Well if it’s that important
to you I think it is worth a little more. Lets face it I can
go to a club and see nice tits, but the rent is over $800 dollars,
and if I get caught I will lose my job. I would like to see you
totally naked.” Derrick paused to see my reaction, looking
at me hesitantly to see if he had gone too far. I looked around
nervously, but said “agreed”. Derrick held up a finger…
“That’s not all. I would like to also be able to play with
your tits, and do it once each week for the month that the
rent is due. I think that is totally fair, and no one will
know or be hurt and we’ll both benefit.”
I turned around and sat down on his sofa. My face went flush,
but I reminded myself that it wasn’t sex, and it would keep
Dave from stressing out. Dave does so much and works so hard.
Besides being naked is just a few ounces less clothes than
this bikini, and I could get over having my tits felt up.
I told myself this several times, but it only made me dizzy.
I don’t remember how long I sat there trying to convince
myself of these things.
Finally Derrick broke the silence, “Well is that acceptable?”
I took another deep breath, “I’m thinking it over Derrick….no
sex right?” He smiles, “Well not unless you want to, but
per our agreement..No. The extent of the deal would be that
you would have to get completely undressed in my apartment,
and stay naked while I play with your tits once each week
for this month…No sex”. I looked around the room wanting
to be anywhere else, but here. Derrick cleared his throat
“When you’re out by the pool you’re almost naked anyway,
and Danielle I think about it all the time. You are so beautiful
and I feel so stupid around you. But besides all that, I really
am sticking my financial neck out for you and I think someone
else would want sex in this situation” “I promise this is
a win, win situation for both of us, what do you say?” I smiled
nervously and stood up…”Ok I agree. Two things though.

How are you going to keep from getting caught? Next, when
would you like to start?”
Derrick smiled and rubbed his hands together. “Good. Well
to keep from getting caught I am going to list your apartment
as water damaged and under tenants. As for the
second question” Derrick pulled his chair across from
of his full length mirror, then walked down the hall to a
room right after the mirror “Be right back”. I went over
to the patio door and looked out over the pool. Figures he
would have this apartment, I thought.
“Ok”, he stated as he walked back in the room “Lets get this
party underway now” He walked over to the fridge and got
a couple of beers “Would you like one?” I smiled, “It’s early,
but if I think you’re getting ready for me to show you something
than sure” Derrick grinned and handed me an open beer as
he sat in his chair. “Ok, You may begin now and hand me your
clothes as you take them off”. I took an extra large swig
draining half the bottle, which only succeeded in giving
me a chill and making my nipples hard, instead of giving
me the courage I wanted. I walked slowly over to stand in
the spot he obviously wanted me to disrobe in. No doubt the
mirror would let him see both sides of my body at once. “You
ready?” I asked. Derrick nodded trying to look casual.

I tried one last time. “Sure I can’t talk you out of it?” I
knew it wouldn’t work, but I felt the need to ask. Derrick
shook his head and said “Common lady, pay the rent” then
grinning leaned back in his chair.
I was nervous and excited all at the same time. I peeled back
my robe and let it slide down my arms to the floor. “Kick it
over here Danielle” I picked up the robe on my toe and tossed
it over. Derrick bundled it up and set it aside. “Next item,
and turn around some” he said. I smiled turned slowly around
feeling his eyes boring into my thighs, ass and breast.

He stared right at my crotch and licked his lips. I reached
behind my head and pulled the string around my neck. The
tops of the bikini flopped down but did not reveal my whole
breast. My big tits were holding it in place somewhat. I
reached back and caught the string between my shoulder
blades and pulled it loose, but caught my top with my right
arm letting the strings hang over my arm. “You ready?” He
nodded. I pulled to bikini top out from under my arm and threw
it to him.
Derrick placed it on my robe. “Now remove your arm” he stated
rather commandingly. I let my arm hang down at my side and
my tits bounced free. I rubbed them some where the suit had
rubbed them some. “You like?” I asked. “Oh god yes, make
them bounce some”. I stood before this man who had never
seen me naked before in just my little bikini bottoms, bouncing
on my toes so he could see my titties bounce, and he was almost
His pants were certainly getting lumpy, and it looked like
nice size lump. Derrick stood up and slowly approached.
“Turn away and look into the mirror” he commanded. As I turned
he stepped up against my back and ran his arm over my stomach.
I cringed nervously and stiffened up. “This was part of
the bargain” he reminded. “Loosen up your arms some”.
I did as he said and he rubbed my stomach moving closer to
my tits with each pass. “Look into the mirror and smile”
he said. I looked up and he had his head over my shoulder looking
down at my tits as he rubbed my stomach. “Why smile?” I asked.
“I want to see what we would look like if you were doing this
willingly, and it gives me a nice mental picture to fantasize
to” At that statement he cupped both of my tits and weighed
them in his hands, bouncing them gently. Then he started
squeezing them more and more aggressively and pinching
my nipples. He didn’t hurt them but he was turning me on,
and I could feel his hard cock pushing against my ass.
Finally he stepped back with tented pants and told me “Let
see that wonderful ass and pussy…face the mirror as you
pull down your bottoms” I was taken aback by his dirty talk,
but did as he commanded. I hooked my thumbs in the strings
of my bikini bottoms and bent over as I slide them down my
thighs and past my knees. “Look in the mirror and smile while
you expose that sweet pussy to me” I look up into the mirror
and smiled at myself seeing my tits swinging and Derrick
grinning wickedly as he looked at the great ass and crotch
shot he was getting. I let my bottoms drop to my ankles and
kicked them backward to Derrick.
He picked them up with the rest of my stuff and left the room.
“Be right back” he said. “Hey were are you going with my stuff?”
Just don’t want you getting dressed and leaving while I
take a piss. “Ok” There I stood totally naked, with no clothes
to get back into, in some other man’s apartment while my
poor husband was out hunting for a job.
Derrick walks back into the room and my lower jaw must have
hit the floor. “Wait. I didn’t agree to this. Give me my clothes.”
Derrick is standing there totally naked with a long, hard
cock leading his way back into the room. “Hey just wait a
second, I am not doing anything” he smiles. “This is my apartment
and I can dress how I want, besides I just want that mental
picture to be of us both naked. It’s still no sex,
….unless you want” I quickly tell him “No….No sex, and watch
were you poke that”. He smiled seeing me staring at his cock.
“You like it” he shakes his cock in my direction. It really
was a nice cock and appeared to be around 8 or more inches
in length and thick as my wrist. I nodded “It’s lovely, but
that doesn’t our agreement. “Well thank you, now please
move back to the mirror, I want to see us together” I walk
back to where he said and he moved up behind me.
I could not help but feel his hard, hot cock as he hugged me
from behind. It pushed against my ass and I could feel wetness
smear across my lower back. Derrick resumed feeling up
my tits then told me to kneel down facing the mirror. He rubbed
his cock across my back and in my hair. He pinched my tits
and made me rock back and forth. He laid under my belly and
stared at my pussy and told my how he always imagined doing
this. He asked me if I would suck his cock, but I refused saying
that we had a deal.
He reluctantly agreed. Eventually he began stroking his
cock as he pointed it at my face. He held it inches from my
mouth and told me to open my mouth….not to suck, he just wanted
to see it in the mirror…oh yes, and please smile. Finally
he sat back and stroked his cock until he started shaking
and shot white cream onto the carpet. He laid there for a
bit and rubbed my hair thanking me for the beautiful show.
I said it was not problem and that if he would give me my clothes
I would see him next week.
Derrick grinned and said that I had only been here 45 min
and I had to stay for an full hour, so go sit in the chair facing
the mirror and spread my legs so he could jack off again.
I looked for my clothes but they were no where to be seen.
I complained “You never said anything about an hour” He
shrugged, “I thought I was understood, most things you
by go by the hour..Now sit in the chair…I have 15 more minutes”.
I slumped my shoulders and sat in the chair all red faced.

Derrick crawled on the carpet and spread my legs so he could
inspect my pussy up close and began stroking himself hard
again. “You’re all wet and shiny down here, would you mind
if I taste you?” “No” I said. Then I thought I might alter
this bargain. “If I let you lick me will you let me skip next
week?” He thought about it for a bit and said “No…It’s not
a bad deal, but I can only see you 4 times so we’ll just keep
it simple I guess.” He bumped his nose up against my pussy
and in the mirror it appeared that I was getting eaten out.

He got up off the floor telling me to keep my legs spread as
he got behind me and groped my tits some more. It wasn’t long
before his hard on was stabbing me in the back and bouncing
on my shoulder as he mauled my tits. Finally he shook and
came again spraying cum across my breast and stomach. He
apologized and grabbed a towel to clean me up. He brought
my clothes with him and laid back on the sofa and watched
as I got dressed. “Was it so bad? He asked. “I would rather
pay the rent in cash, but it was ok” I smiled glad to be finished,
and headed home. Actually his cock was bigger than my husbands
and I thought about it over the next week.
The next week was similar to this one except he wanted me
to wear a business suit and sexy underwear. Still everything
in front of the mirror. He finished by appearing to take
me doggy style and cumming on my back. I wondered what his
big cock would feel like in me, and almost wanted him to “accidentally”
slip it in. But the hour was soon up and I was halfway through
the month. Two down and two to go.
My husband Dave had gotten a job although it wasn’t near
the pay we were used to and I had to a job as well working at
a local ladies retail outlet. We were doing ok, but if things
didn’t improve it looked as if we were going to have to move
to a smaller apartment.
The third week I was doing laundry in the little laundry
room the complex has. Derrick stopped in and started chatting
with me. We were the only two people in the laundry room,
and Derrick told me to take off my clothes while I did my laundry.
I asked him what kind of drugs he was on….I mentioned that
anyone could walk in here at any moment. He went to a utility
closet and pulled out a “Temporarily Closed for Maintenance”
sign then walked over to the door, hung the sign on the outside
and locked the door. “They can’t now”,
he said. I looked around and noticed a security camera in
the corner.. “What about that?” and pointed at the camera.
He laughed, don’t tell anyone, but that is just for show
and to keep people from damaging the washers and dryers.
“The cable on back doesn’t even connect to anything. Will
you get naked now?” I hesitated and Derrick started removing
his clothes. I just watched him for a moment waiting for
that big cock to pop out, and in just a few seconds there it
was. He really has a lovely,
thick cock. Derrick looked over “Well? Do you believe anyone
is going to think any better of you if they find you in her
with me all naked? Get out of those clothes girl”. I finally
started peeling my little shorts and top off and soon I was
naked as ever.
He immediately came over and began squeezing my tits and
pressing his hard cock against my ass. He offered to end
today’s session quickly if I modified our arrangement
and let him fuck me instead, but although I have been thinking
about it letting him, I chickened out and told him to stick
to the original agreement. I told him he better enjoy it
cause there was only one more time left after this one.
He had me skip around the laundry so he could watch my tits
bounce, and when they weren’t bouncing for him, he was squeezing
and sucking them. He also was rubbing and grabbing my ass
a lot, but didn’t say anything about it. He ended by jacking
off in front of me and cumming all over the floor.
The last week Derrick called my house after he had seen my
husband leave for work. It was around noon and I was actually
looking forward to showing off for him again. I’ve always
liked attention and Derrick showers me with complements
the entire time. Even at the pool he has been more talkative
and not so creepy as he usually is.
I even came home from work the other day to find him chatting
it up with my husband on the patio….but anyway he called
at noon and told me to dress in some jean shorts and a shortie
top, regular underwear and sandals. I told him to give me
a minute and I’d be right up.
Ten minutes later I knocked on his door and he let me in. He
offered me a drink and I told him I just had one before coming
up, but one more wouldn’t hurt. He directed me over to the
big mirror and he sat down. I looked at him and smiled “You’re
not getting naked today?” He smiled back… “Maybe later,
but lets start with you” So I slowly disrobed until I was
butt naked…always handing him my clothes and smiling.
Derrick gathered them up and trotted them off to the back
room. I expected him to come back naked, but I was wrong (and
actually a little disappointed), but he did have one of
those night time sleeping mask with him. It looks a little
like a cold compress for the eyes. I said “Is that for you
are me?”
He laughed.. “It’s for you, now bring your sweet pussy over
here and put it on.” I said I would but he couldn’t tie my hands.
“Whatever” he said. So I slipped the blindfold on and he
brought me back to the mirror and began fondling my breast
and squeezing my nipples. He would also slap them to watch
them jiggle, and had started make them point up by lifting
them up by my nipples. I had to tell him the deal was not to
include torture, and he just laughed. He turned some music
on and walked around some while I just stood there. It sounded
like he was doing way too much walking.
Finally he settled down and I could tell where he was…I thought
it was the sofa, but when I asked him to hand me my drink he
was back in his seat. He gave a few more commands, having
me lean over so my breast would hang down, then made me bounce
on my toes.
I asked “Is this better for you with my eyes blindfolded?”
“No not really” Derrick stated “You’ve still got 45 minutes,
but I’m worried you might break something in here. Do you
want to take it off?” I grinned “Well you did want me totally
naked didn’t you?”
When I slipped the blindfold off my eyes I was facing the
but behind me I could see 2 young guys sitting on the sofa
staring at my naked body lustily. I quickly covered up and
yelled at Derrick “What the hell are you doing? This isn’t
part of the deal. Give me my god damn clothes.” Derrick folded
his arms “NO”..he almost shouted. “The deal didn’t say
anything about how I was dress, and it didn’t say anything
about who I had over. It was just that you would be naked in
my apartment
4 times this month, and it just so happen I have friends by
today. So unless you want a late rent notice or eviction,
then you will stay naked another 45 min and lets us look at
you lovely exposed body while I play with your tits.” I was
in shock and shaking. I sat down in his chair as he walked
over to me and whispered in my ear, “However if you’d like
to alter the bargain slightly I might be
convinced to let you go early today.” I sank back in the chair
feeling like I must have struck a bargain with the Devil
himself. “Maybe, what is it?” I said. He looked over at his
buddies, “Excuse me guys. Me and the lady have to talk for
a sec”, and he took my hand and led me back to the bathroom.
Inside the bathroom he stripped down quickly and his cock
sprang free of his pants. Derrick is only lightly hairy
and his balls are large and proportional to the size of his
cock. He told me that if he could have sex with me, then he
would let me go home after we finished, and our agreement
would be concluded. He pulled out a condom and rolled it
down over his hard cock. It was stretched tight and stopped
a little short of the base.
I just stood there thinking about it, torn between wanting
to remain faithful to my husband, and wanting to experience
this rock hard cock in front of me. In all truth I had been
fantasizing about feeling his big cock inside of me since
right after I first saw it. He said “Well?, If you’re uncertain
go back out in the living room and sit on the sofa so my friends
can get a good look at your pussy.
Matter of fact it might be better if you get your naked ass
back out there. I’m going to enjoy making you tits bounce
for them.” He said sarcastically. I reached out and grabbed
his rod feeling the heat radiating off it as it throbbed
in my hand. “All right if it will get me out of here sooner,
I would prefer to stay with just you, tell me what you want.”
Derrick picked me up, place me on the bathroom counter,
knelt down between my spread legs and began eating my pussy.
He lick my lips,
bit my thighs and flicked his tongue rapidly over my clit.
He brought me to the brink of orgasm then backed off leaving
my clit swollen and engorged. “Can I fuck you?” he asked.
“You have to ask”, I whispered. He said “Well ask me to then”.
I thought about it real quick… “Please fuck me Derrick”.
Derrick stood up and fingered my pussy and clit.
He grinned as he fingered my wet pussy lips…. “Tell me where”,
he said. I looked down at his hard 9 inches bobbing in front
of my pussy, “Please fuck my pussy, fuck it hard please”
Derrick placed his cock at the entrance and slowly sank
it in to the balls. It felt so full with him inside me. He had
me stretched tight and I could feel every little movement.

I balanced unsteadily on the edge of the counter as he started
rocking his cock in and out of me. I felt so nasty and horny
at that moment….I don’t think I would have cared if all his
friends came in and fucked me, I was on the brink and would
do whatever Derrick wanted. He had my legs running over
his arms, holding them up as he fucked me. My 36d’s were bouncing
heavily, and I pulled Derrick into me and locked my legs
behind his back.
He gave me a dirty laugh and grabbed my tits, using them to
hold on to me, squeezing them hard. I gasped at the pain,
but was to caught up in the moment to care. He told me to talk
dirty to him while we fucked, and I started mouthing obscenities
to him. He ordered me to say it louder, and I did. I was yelling
for him to fuck me faster, pound my little pussy and give
me all of his hard cock. Derrick complied and almost slammed
my pussy off the counter. All of this hard fucking and playing
with my tits pushed me into my first orgasm,
and I tensed up, moaning loudly and clung to Derrick as he
continued to thrust into me. The sensations were incredible.
I know everyone in the front room could easily hear.
I could feel a raw spot growing on my ass from the edge of the
counter, and told him we needed to change positions, so
we moved around and he sank it in to me from behind. From this
angle he was able to grab my hips and I got pounded even harder,
and hard a second orgasm that almost made me fall to the floor.
My knee’s felt like rubber. After a few minutes Derrick
said he was about to cum, and he wanted to cum on my face. I
told him whatever he wanted was fine, so he pulled out and
sat me on the edge of the tub. He had his hard, red,
throbbing cock aimed right at my mouth as he continued to
pump it. He told me to open my mouth, so I did, and even licked
some of my own juices off the head of his cock. Suddenly he
clenched up and shot his hot sticky cum all over me. He got
some in my mouth but much of it was on my chin and cheeks, with
even a little bit on my forehead. It was slightly salty and
thick…not bad. I was about to wipe it off, and he said to leave
it for a little bit, because he wanted to look at it.
He got a towel for me, but before he gave it to me he rubbed
some cum off my cheek and onto my lips with his finger. I licked
my lips letting a strand of cum dangle off the end of my tongue
before taking in into my mouth. I asked him if he was satisfied,
and he said very. He moved me over to the bathroom door and
asked if I was still horny enough to do anything for his friends.
I said no thank you, that he was enough. Derrick said it was
ok and wiped my face with the towel. He left the bathroom
while I washed up a bit and returned with my clothes shortly
When I came out of the bathroom the 2 guys were no where to
be found. Derrick laughed “I think your sex noises made
them want to go home and jack off”. As I left Derricks apartment
he thanked me and felt me up a little telling me that if I couldn’t
make next months rent maybe we could work something out.
I said I’ll have to get back to him on that, and that we may
need to move into a smaller apartment. He said he would try
but they were book solid at the moment. He said if I really
need the help, he might be able to do something, but it might
cost me a little more.
I smiled and went home. My husband didn’t suspect a thing
and we scraped by another month with some assistance from
his folks. My husband looked into getting us a smaller apartment,
and Derrick told him he would get in touch with one of us if
something came up. Derrick got in touch with me later and
said he could get us a smaller, cheaper apartment with the
first months rent free if I negotiated a new deal with him,
but that’s another letter.

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