$1.04.can you believe this crap??  

softnlush 53F
878 posts
6/7/2006 6:43 am

Last Read:
11/24/2006 9:47 am

$1.04.can you believe this crap??

So yeah I am one of those people who do not open their mail the second they get it..so this morning,I go and open my mail and I get a statement from my Previous car financial company saying I owe $1.04 on my car,that has been paid in full according to them on May 30th..talk about nickel and diming people.

I call this morning,just 2 mins ago actually and said,"give me a break..do I really have to write out a check for $1.04,when I checked my account it says..ZERO balance,do YOU reallllly need that $1.04?" Now normally I would just pay it..but after the crap they gave me for 2 months..fuck that..I rather buy gum!!! His reply "well,we calculated it wrong and yes,you owe $1.04..and I said,gap paid the difference of my car and I am not going thru 26 pages of paperwork for that..and he said,as a courtesy they will waive it..how mighty white of you..thanks alot sir,thank g-d they are NOT the people I am dealing with for the new car.

Is this a sign of a crap day to come???


joe52547 69M
1 post
6/13/2006 1:29 am

Be careful how you handle this, softnlush. If you don't pay up, that company can ruin your credit rating over that lousy $1.04. And, to make matters even more problematic, if they "recalculated" it and discovered the $1.04 was "delinquent" from some time ago, it may have already "dinged" you.

You may have to run a credit report on yourself after awhile (or have someone else do it) to make sure that $1.04 wasn't reported as a delinquent payment (before it was so graciously waved!

softnlush replies on 6/13/2006 7:02 am:
The payment was not late..and I have since checked and I have zero balance but yes,I thought the same thing,how much would it suck to have my credit ruined over a buck 4? and I know it would suck


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