Insurance Crap Again!!!!!  

hotlegscouple 67M/62F
104 posts
10/9/2005 8:13 pm

Last Read:
3/5/2006 9:27 pm

Insurance Crap Again!!!!!

Please tell me what am I to think on the latest thing here with my insurance company, or should say what was my insurance company. They sent me a letter and here it is as follows.
Dear Christine
We have received the above captioned claim for processing. Before this claim can be processed, addtional information is required. Please supply the following information:

How did the injury occur? please explain below.
What was the date of the original injury?
Where did the injury occur?
Was the injury the result of an automobile accident? If so, please provide the name and address of your insurance carrier.
Return your written response to the address above. Upon receipt of this information the claim will be processed accordingly.
PLEASE NOTE: This is our THIRD and final attempt to obtain the above information. Failure to respond will result in a denial of the related claim. If a response has been recently submitted please disregard this notice.
Thank you for your assistance.

Now give me a break third notice my ass, sorry. This is the first time I have ever gotten this so not sure what they are trying to pull here. I can't believe this is a normal procedure. Why wasn't this sent out months ago, why wait until now to send this out. I got some answers for them but not sure they will like what I put. I am so pissed off over this its unreal. I realize they are trying to get out from paying for this but to send this type of letter is out of line. They are trying to be intimidating and its not working. Not on me . It angers me to no end. They are trying to catch me make a mistake and boy I got news for them. So what do I put , I am not sure. If this was an auto accident it seems to me I sure as hell would of said so many months ago. I just hope and pray I win this one. Here I am the one suffering and they want me to pay for my own suffering. Now what sense does that make. Please tell me what would you do in this case...I want to just scream about now but I will not give them the satisfaction.

Myhoneysrooster 68M
882 posts
10/10/2005 12:37 am

I just sent in the third one of these for my wife. She was hospitalized last year for an illness and we still keep getting the, what caused the accident crap? Were you covered by an auto insurance?
For cancer? I don't think so.

That and trying to get them to reimburse me for about five grand is getting to be something else.

rm_leg_fan 49M
17 posts
10/10/2005 4:56 am

Make sure you keep all related records, and keep a log of who you talk to by phone and what they tell you. It may be good to find someone at the ins co that is your case manager, or whatever they call it. Read your policy carefully before you talk with them, so you understand what their side will probably be. Pay a little each month or so on any bills, to demonstrate willingness to pay what is required of you.

You need to keep after this or it will get worse with time, unfortunately.

Best Wishes for a successful outcome, both with the medical issue and the insurance issue.


10/10/2005 5:27 am

if i was you i would go with the letter to the ins office and sit down and let them type it up for you and have them submit it and get a copy of it with thier letter head and that way the forth letter they send wouldnt or could be the last atemped.

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